NJC queries Osun judge over Aregbesola impeachment saga

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Court grants Dasuki, former NSA bail on self-recognition

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Court refuses to reinstate Mimiko’s sacked deputy

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N10m judgment debt: Court impounds Nwobodo’s vehicles

Four vehicles belonging to the former chief of staff to ex-Governor Sullivan Chime of Enugu State, Mrs Ifeoma Nwobodo, were on Tuesday impounded on...

BUSINESS RELATED LEGAL TERMS

What is a garnishee order (Garnishment)? A legal procedure by which a creditor can collect what a debtor owes byreaching the debtors property when it is in the hands of someone otherthan the debtor. Garnishment is a drastic measure for collecting a debt. A court order ofgarnishment allows a creditor to take the property of a debtor when thedebtor does not possess the property. A garnishment action is takenagainst the debtor as defendant and the property holder as garnishee.Garnishment is regulated by statutes, and is usually reserved for thecreditor who has obtained a judgment, or court order, against the debtor. A debtors property may be garnished before it ever reaches the debtor.For example, if a debtors work earnings are garnished, a portion of thewages owed by the employer go directly to the Judgment Creditor andis never seen by the debtor.   Some property is exempt from garnishment. Exemptions are created bystatutes to avoid leaving a debtor with no means of support. Forexample, only a certain amount of work income may be garnished. Under15 U.S.C.A. § 1673, a garnishment sought in federal court may notexceed 25 percent of the debtors disposable earnings each week, or theamount by which the debtors disposable earnings for the week exceedthirty times the federal minimum hourly wage in effect at the time theearnings are payable. In Alaska, exemptions include a burial plot; healthaids necessary for work or health; benefits paid or payable for medical,surgical, or hospital care; awards to victims of violent crime; and assetsreceived from a retirement plan (Alaska Stat. § 09.38.015, .017). Because garnishment involves the taking of property, the procedure issubject to due process requirements. In Sniadatch v. Family FinanceCorp. of Bay View, 395 U.S. 337, 89 S. Ct. 1820, 23 L. Ed. 2d 349(1969), the U.S. Supreme Court struck down a Wisconsin statute thatallowed pretrial garnishment of wages without an opportunity to be heardor to submit a defense. According to the Court, garnishment without priornotice and a prior hearing violated fundamental principles of due process. Garnishment may be used as a provisional remedy. This means thatproperty may be garnished before a judgment against the debtor isentered. This serves to protect the creditors interest in the debtorsproperty. Prejudgment garnishment is usually ordered by a court onlywhen the creditor can show that the debtor is likely to lose or dispose ofthe property before the case is resolved. Property that is garnishedbefore any judgment is rendered is held by the third party, and is notgiven to the creditor until the creditor prevails in the suit against thedebtor. Garnishment is similar to lien and to attachment. Liens and attachmentsare court orders that give a creditor an interest in the property of thedebtor. Garnishment is a continuing lien against nonexempt property ofthe debtor. Garnishment is not, however, an attachment. Attachment isthe process of seizing property of the debtor that is in the debtorspossession, whereas garnishment is the process of seizing property ofthe debtor that is in the possession of a third party.

JAMB has no right to raise cut-off marks —SERAP

IN THE FEDERAL HIGH COURT OF NIGERIA HOLDEN AT LAGOS SUIT NO: FHC/L/CS/1139/2015 IN THE MATTER OF AN APPLICATION BY SOCIO-ECONOMIC RIGHTS AND ACCOUNTABILITY PROJECT (SERAP); ADEOLA...

EFCC Impostor arrested over extortion

The Economic and Financial Crime Commission, EFCC, on July 13, 2015 arrested one Mohammed Adamu (aka Mohammed Bala) for parading himself as a staff...

Witness testifies against sacked EFCC director at Industrial Court

A witness has told a National Industrial Court that the dismissed Assistant Director, Legal and Prosecution of the Economic and Financial Crimes Commission, Legal...

Court orders Police to pay N100 million damages to pension scam suspect

A Federal High Court has in  a judgement ordered the police to pay N100 million damages to  one the suspects of an allegedly involved...
Soldiers fire shots in Orlu

‘There is war in Orlu’ – residents scamper for safety as soldiers fire shots...

At least one person was on Monday, killed when pandemonium broke out in Orlu town of Imo State following an invasion by men...